Welcome to the team:
Business Expert/Technical Business Analyst - Payment Transactions (m/f/diverse)

  • Function
    Function:
    Information Technology
  • Location
    Location:
    Lodz
  • Job type
    Job type:
    / Full time
  • First working day
    First working day:
    as of now
  • Application deadline
    Application deadline:
    12 / 8 / 2026

Join our team as a Business Expert/Technical Analyst!

Your tasks

In your role as Business Expert/Technical Analyst for cross-border payments you will be part of our vision to further digitalize and optimize the payment processing and improve existing workflows for our internal customers with innovative technologies. As BE responsible in this business area you will be able to drive this change and define adequate solutions. You will analyze, design, and optimizing message flows and system integrations within in the cross-border payments domain. Your focus will be on ensuring seamless communication and data exchange between internal applications and Swift services.

You will translate business and technical requirements into implementable solutions including interface specifications, message mappings, and integration concepts. You ensure that Swift messages are processed accurately, efficiently and in compliance with regulatory and operational standards.

Working closely with business units, IT Teams and and external vendors you contribute to the stability, reliability and continuous improvement of Swift-based payment processing.

You will work with modern IT infrastructure and tools in an agile product development environment. Furthermore you will coordinate necessary communication including 3rd level support with our main stakeholders, i.e. private, corporates/ financial institutions segments and our backoffice units.

What you will be doing? 

  • Analyzing issues and requirements arising in the interaction between internal backoffice systems and the Swift infrastructure
  • Analyzing business and technical requirements (as-is / to-be) and defining appropriate functional and technical solutions (designing message flows, interface specifications, and integration concepts for Swift Connectivity)
  • Defining functional test scenarios as well as quality assurance measures - supporting test-activities on test-environments
  • Analyzing and designing solutions of the problems in close collaboration with other involved teams
  • You are one of the experts within your scrum team for all aspects of functional and business analysis aspects for the application, which supports payment investigations

Your profile

What is important for us? 

  • Understanding of process chains and the formats used (MT and MX)
  • Knowledge of the SWIFT network and services (e.g. FIN, FileAct, InterAct)
  • Familiarity with message flows, routing, and payment lifecycle processing
  • Ability to analyze and understand system landscapes and interfaces between internal systems and the SWIFT infrastructure
  • Experience with message transformation, data mapping, and integration concepts
  • Understanding of APIs, middleware, and messaging technologies
  • Ability to gather and document business requirements
  • Experience in designing and developing functional solutions or IT concepts
  • Ability to translate business requirements into specifications and test scenarios
  • Proficiency in German, Polish and English.

How?

Remotely or hybrid on Ogrodowa 8 (Łódź)

The company

What we offer?

  • Medical care packages in Enel-med,
  • Additional Generali insurance,
  • Multisport Plus Card,
  • Sodexo Lunch Pass card,
  • Co-financing of glasses or contact lenses,
  • PPE- Employee pension scheme, in which the employer's contribution is 5.5% of the monthly salary,
  • Special offer at mBank for Commerzbank employees,
  • Special offers within mBank group (including free access to Legimi ebooks, special offer in Orange, discounts in chosen car salons),
  • Access to the Speexx e-learning language platform,
  • Access to O’Reilly and Clix (Linkedin Learning) e-learning platform,
  • Internal training program Skills@work (coffee Learning Session – informal quarterly meetings among employees focusing on a given technological or business issue, BigUP- individual mentoring program focused on soft skills development, Coach Academy – Technical training organized by employees for employees, Guilds – groups focusing on a given technology),
  • External trainings,
  • Interest groups and integration events,
  • Relocation packages inside and outside Poland,
  • Psychological support program for employee and family, additionally financial and legal consultations (chat, phone, 24/7),
  • Additional holiday days after each year worked at Commerzbank (maximum 5 additional days),
  • Compensation of up to 100% for sick pay (up to 33 days in a given calendar year),
  • Equivalent for electricity and internet while working for home,
  • Flexible working time,
  • Masterbenefit – car subscription,
  • Travel allowance of 150 pln for each arrival for the first year of work in Commerzbank for employees who are living outside of Łódzkie and their previous employer was located outside of Łódzkie.
  • Annual bonus, which amount depends of the results of the bank.

Below you can find more information about Commerzbank:

Commerzbank is one of the Leading Transaction Banking Banks in Europe processing more than 4 bn payment transactions every year. The Cluster Payment Transactions delivers fast, client focused payment products and services for all clients globally - electronically and traditionally. We combine all services regarding payments products from product management, product specific / technical sales support up to run and change all IT-systems. To support the business processes, we develop own, integrate 3rd party software applications and operate them on different IT-platforms. Operational stability is core and center for our provided services.

Contact

Commerzbank Aktiengesellschaft Spółka Akcyjna oddział w Polsce

Ul. Wersalska 6

91-203 Łódź

Your application process

Please add the following clause to your application:
1. I consent to the processing of personal data contained in this document by Commerzbank Aktiengesellschaft with its registered office in Kaiserstrasse 16, 60311 Frankfurt am Main, Germany, operating through the Branch in Poland with its registered office in Łódź, 91-203 Łódź, ul. Wersalska 6, KRS 0000631053, for the implementation of the current recruitment process and for the future recruitment for a period of 6 months, in accordance with the Regulation of the European Parliament and of the Council (EU) 2016/679 of 27 April 2016 on the protection of individuals with regard to the processing of personal data the free flow of such data and the repeal of Directive 95/46 / EC (RODO) and in accordance with the Act of 10 May 2018 on the protection of personal data (Journal of Laws of 2018, item 1000). I provided my personal data voluntarily and I declare that they are truthful. I have the right to withdraw this consent at any time. The withdrawal of consent shall not affect the lawfulness of processing based on consent before its withdrawal.

2. I have read the content of the information clause, including information about the purpose and methods of processing personal data and the right to access my personal data and about the right to correct, rectify and delete it.