Welcome to the team: Business Expert - Payment Transactions (m/f/diverse)

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FunctionFunction:
Information Technology -
LocationLocation:
Lodz -
Job typeJob type:
/ Full time -
First working dayFirst working day:
3 / 1 / 2026 -
Application deadlineApplication deadline:
7 / 21 / 2026
Join our team as a Business Expert!
Your tasks
Commerzbank is one of the Leading Transaction Banking Banks in Europe processing more than 4 bn payment transactions every year. The Cluster Payment Transactions delivers fast, client focused payment products and services for all clients globally - electronically and traditionally. We combine all services regarding payments products from product management, product specific / technical sales support up to run and change all IT-systems. To support the business processes, we develop own, integrate 3rd party software applications and operate them on different IT-platforms. Operational stability is core and center for our provided services.
In your role as Business Analyst/Business Expert you will be part of our vision to digitalize and automate the payment process and improve the current workflow for our internal customers with innovative technologies. As BA responsible in this business area you will be able to drive this change and define adequate solutions. For this you will analyze business requirements and be able to configure the system and translate the requirements to the test scope and provide this to development team or external vendor. You will use modern IT infrastructure and tools and work in an environment of Agile product development.
What you will be doing?
- Translating business requirements into IT solutions and associated applications.
- Understanding and analyzing business needs (actual vs. target) and defining appropriate functional solutions, which may involve parametrization within the application or creating a functional IT concept for the development team to implement.
- Advising and consulting with both business and IT experts on functional application concepts and optimizing business processes and workflows.
- Creating business process models, business data/object models, and specifications for functional solutions.
- Defining functional test scenarios and establishing quality assurance measures, as well as providing support for test activities in test environments.
- Analyzing and designing solutions for incidents or issues in close collaboration with other involved teams.
Your profile
Which technology & skills are important for us?
- Business Requirements Analysis & Translation: The ability to understand, document, and define business requirements (actual vs. target) and design functional IT solutions. You will also translate business needs into test data requirements.
- Business Workflow and Data Modeling: Proficiency in documenting and designing processes, analyzing data workflows, and optimizing business processes.
- Combination of IT Affinity and Business Analytics Skills: As a liaison between business experts and IT development teams, you must bridge the gap by understanding and advising both sides on the best functional and technical solutions for the application. Training on specific IT solutions will be provided.
Additional skills:
- Banking Knowledge - Especially Payments Transaction Expertise: While not mandatory, knowledge in banking and payments transactions is highly valued, especially regarding the products associated with this domain. A willingness to enhance your business analysis skills and develop product expertise will be strongly appreciated.
- Agile Software Development Methodologies: Familiarity with Agile frameworks like Scrum and Kanban will help you navigate our fast-paced product development environment.
- Jira and Confluence Tools: Experience using Jira and Confluence for project management, organizing workflows, documentation creation, and maintaining a knowledge base is highly advantageous.
How?
Remotely or hybrid on Ogrodowa 8 (Łódź)
The company
What we offer?
- Medical care packages in Enel-med,
- Additional Generali insurance,
- Multisport Plus Card,
- Sodexo Lunch Pass card,
- Co-financing of glasses or contact lenses,
- PPE- Employee pension scheme, in which the employer's contribution is 5.5% of the monthly salary,
- Special offer at mBank for Commerzbank employees,
- Special offers within mBank group (including free access to Legimi ebooks, special offer in Orange, discounts in chosen car salons),
- Access to the Speexx e-learning language platform,
- Access to O’Reilly and Clix (Linkedin Learning) e-learning platform,
- Internal training program Skills@work (coffee Learning Session – informal quarterly meetings among employees focusing on a given technological or business issue, BigUP- individual mentoring program focused on soft skills development, Coach Academy – Technical training organized by employees for employees, Guilds – groups focusing on a given technology),
- External trainings,
- Interest groups and integration events,
- Relocation packages inside and outside Poland,
- Psychological support program for employee and family, additionally financial and legal consultations (chat, phone, 24/7),
- Additional holiday days after each year worked at Commerzbank (maximum 5 additional days),
- Compensation of up to 100% for sick pay (up to 33 days in a given calendar year),
- Equivalent for electricity and internet while working for home,
- Flexible working time,
- Masterbenefit – car subscription,
- Travel allowance of 150 pln for each arrival for the first year of work in Commerzbank for employees who are living outside of Łódzkie and their previous employer was located outside of Łódzkie.
- Annual bonus, which amount depends of the results of the bank.
Below you can find more information about Commerzbank:
Commerzbank is one of the Leading Transaction Banking Banks in Europe processing more than 4 bn payment transactions every year. The Cluster Payment Transactions delivers fast, client focused payment products and services for all clients globally - electronically and traditionally. We combine all services regarding payments products from product management, product specific / technical sales support up to run and change all IT-systems. To support the business processes, we develop own, integrate 3rd party software applications and operate them on different IT-platforms. Operational stability is core and center for our provided services.
Contact
Commerzbank Aktiengesellschaft Spółka Akcyjna oddział w Polsce
Ul. Wersalska 6
91-203 Łódź
Your application process
Please add the following clause to your application:
1. I consent to the processing of personal data contained in this document by Commerzbank Aktiengesellschaft with its registered office in Kaiserstrasse 16, 60311 Frankfurt am Main, Germany, operating through the Branch in Poland with its registered office in Łódź, 91-203 Łódź, ul. Wersalska 6, KRS 0000631053, for the implementation of the current recruitment process and for the future recruitment for a period of 6 months, in accordance with the Regulation of the European Parliament and of the Council (EU) 2016/679 of 27 April 2016 on the protection of individuals with regard to the processing of personal data the free flow of such data and the repeal of Directive 95/46 / EC (RODO) and in accordance with the Act of 10 May 2018 on the protection of personal data (Journal of Laws of 2018, item 1000). I provided my personal data voluntarily and I declare that they are truthful. I have the right to withdraw this consent at any time. The withdrawal of consent shall not affect the lawfulness of processing based on consent before its withdrawal.
2. I have read the content of the information clause, including information about the purpose and methods of processing personal data and the right to access my personal data and about the right to correct, rectify and delete it.

