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Welcome to the team:
Credit-Officer (m/f/diverse)

  • Function
    Function:
    Risk / Credit / Financing
  • Location
    Location:
    Praha
Apply now: https://jobs.commerzbank.com/index.php?ac=application&jobad_id=59047

We take care of all the Group's credit risks, from new credits to ongoing monitoring and any intensive treatment that may be necessary. We align our work with the claim of the risk function "Shape, Serve & Secure". Shape: We shape the bank through active portfolio management and efficient processes. In addition, we influence the selection of products from a risk point of view. Serve: We are service providers. Our willingness to provide services is determined by the quality of our work, the associated costs and the speed with which we carry out our tasks. Secure: We want to protect the bank's equity and secure. At the credit office in Prague, all Czech clients are assessed jointly with our relationship-manager. Risk discussions with clients are part of the routine.

Your tasks

  • Management of the credit exposures that are a part of a sub-portfolio with average medium complexity (measured by the complex portfolio)
  • Analysis of the relevant documents and decision-making taking into account market and sector-specific characteristics of the borrower
  • Monitoring the development of client financial situations continuously
  • Supporting the design of risk structure and risk volume in cooperation with the market units
  • Advising the sales teams in the structuring of credit exposures
  • Cooperation with other departments of the company
  • Continuous monitoring of the bank's loan portfolio (monitoring of clients' ongoing financial results, monitoring of the fulfillment of the terms of the loan agreement)

Your profile

  • University degree preferably in Accounting or Finance
  • Ideally 1-3 years of work experience in financial statement analysis and credit risk assessment in the segment of corporate clients
  • Fluent in Czech and English language is a must, German is an advantage
  • Flexible and open-minded approach, organized and reliable person
  • Adaptability, analytical thinking, precision, and attention to detail

Our Benefits

  • 30 days of vacation
  • Employer-funded pension
  • Flexible work
  • Employee conditions
  • Digital learning
  • Diversity
  • Family & job friendly
  • Friendly work environment
  • Inspiring company culture
  • Work-life balance

30 days of vacation; Employer-funded pension; Flexible work; Employee conditions; Digital learning; Diversity; Family & job friendly; Friendly work environment; Inspiring company culture; Work-life balance

The company

Commerzbank has been present in the Czech Republic with a branch in Prague since 1992. Decades of experience combined with the world class know-how and skills of our employees enabled the Prague branch to become the second largest Commerzbank international hub globally, providing extensive services to Commerzbank worldwide, especially in IT, Finance, Risk Control, Credit Risk management, Human Resources and Procurement. In Commerzbank you will find yourself supported by a team of nearly 1,000 colleagues locally and over 30,000 co-workers globally, located in more than 40 countries, with diverse talents and backgrounds. We are an equal opportunity employer that strives to enhance our product offering by hiring individuals driven to create a positive impact in the banking world. 

Contact

In case of your interest, please send us your CV and a brief motivation letter, both in English. We´re looking forward to your applications!

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